📉 Inflation & Purchasing Power Calculator

Inflation means the same money buys less each year. Enter an amount, an inflation rate and a number of years to see both sides of it.

Amount today

Inflation per year (%)Use your country's official figure, or a rate you expect.

Years

What the same things will cost

What your amount will be worth

In today's money

Loss of purchasing power

How it is calculated

Inflation compounds: each year's price rise is added on top of last year's prices. At 3% a year, prices are about 34% higher after ten years, not 30%. The second figure turns this around: the same 1,000 kept under the mattress buys only what about 744 buys today.

Using it for savings

If your savings earn less interest than the inflation rate, they lose real value even while the balance grows. Compare the result with the Compound Growth Calculator to see whether a savings rate actually beats inflation.

Limits

One fixed rate for every year is a simplification; real inflation moves up and down, and your own costs may rise faster or slower than the official average.

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